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The types and amount of insurance that you need for your small business are based on several factors. What type of business are you in? Where is it located? Do you have employees?
You can evaluate your insurance needs—and start your search for insurance—by first considering the size of your business. These definitions may vary, but are generally based on the number of employees, total sales and earnings. The definitions below can help you determine where your business falls—and your insurance professional can provide guidance as well.